want to learn about business, 1 .- The first garatuito is a course that I can send it by e-mail if you send me your request indicating what you want, email: sc.servicon @ gmail.com
2 .- After this stage, you can join a group that discusses these issues in Argentina.
3 .- Add this BLOGGER tools and resources to analyze costs and evaluate projects.
So you can analyze them. Care should be taken in each evaluation, all are different and should be clear on the necessary considerations for evaluation.
From the basic idea of \u200b\u200ba proposed study on a payroll basis Excel, we realized the ease of data entry, ease of use databases and files above, and the similarity to the professional commercial programs. We decided to develop and teach other basic management applications, commonly employed in large engineering projects, for use in personal or small business in construction. Tools that are at the same level as those used in large companies and manufacturers.
tools are developed with non-copyrighted programs, or Excel tools, commonly used for large numbers of people and businesses. Among them are basic forms of great help in administration and control of small and medium-sized enterprises with tools similar to those used in large engineering contracts.
Construction is a category that historically leads the management and administration elements, due to the myriad of people and materials to be taken into account for this kind of work, management tools must handle large amounts of resources, resources should be managed, programmed and controlled. These tools and management systems are useful for a huge amount of items. After
understand that for a good analysis is more important what the tool does and how to improve, to occupy programs trade does not allow modifications to each item. But has the disadvantage that must learn and master basic tools such as EXCEL. You should also keep in mind the total, as the use of spreadsheets brings the typical error of leaving things out of the analysis. Knowing
management methods, and basic tools to develop computationally, we avoid the high cost of specialized programs and personnel management suitable for use. Costs become prohibitive for small businesses or low profitability, increasing management costs. 4.2 There
FEATURES, maybe you have them. But know how to use?
you like that large companies can make contributions with budgets based on detailed analysis of unit prices, control costs per item, get detailed takeoffs by item, retain data for future projects, evaluate new ventures, compare prices with actual costs, etc.
Today, all companies are likely to have computers, low price allows us to have used computers and high quality performance, and totally free programs like Linux operating system and other application development tools.
This leads to that in the near future there will be no new project or venture, be it large or small, has no a model or management systems that allow us to analyze, program, monitor and evaluate, as appropriate each stage of our project or undertaking.
To accelerate this step, we intend to perform for you the basics for managing small and medium businesses and teach their use, we use simple Excel spreadsheets, and powerful program widely available in almost every business. So have no licensing issues, you should only purchase the license to use EXCEL to use our forms and routines.
you with basic knowledge of EXCEL may perform any of the manuals that we offer. And if you know more forward motion, may make analysis costs, deadlines and detailed performance for each project. We will provide adequate information regarding the uses of the most common tools for you REALISE changes to adapt to your specific item. The EXCEL facilities is the ability to adapt to any field.
4.3 How is our scheme.
Each project adapts to a combination of cost, time and quality performance. Which allows you to get the best use of resources, the cheapest or most suitable for the project. There are a number of tools that allow us to analyze and manage these variables in our projects, we develop them through payroll calculation that you could easily adapt to your project.
select the most appropriate tools for each management unit of the company, and deliver them as induividual in EXCEL, and accompanied by a TIPs that describes their use.
you in the following page, there is a breakdown of each. The TIPs that have prepared you can manage resources, time, labor or materials. Each TIP corresponds to an area important to the company management and allow you to enhance, analyze and improve their management.
Go to next page and get a free sample for 15 days, to learn to use it in any other case may withdraw later. Remember that erase data after 15 days of use. 5.1
CHAIN \u200b\u200b good background. And hook. EXCEL basic tools that allow you to:
Proposals like a Pro Arm, forms developed and perfected by 20 years of professional experience in large engineering projects. Learn how the professionals handle the details of their proposals, and organize their projects and how to control their costs.
will explain basically like putting together a full proposal, such as using an Excel spreadsheet to help analyze the data and costs in the budget. May maintain records of the budgets submitted. And take control of projects.
For us it was very easy to develop these applications, we took 20 years for using them and modified. So think of people that hardly know them and to facilitate their use. We recommend a basic course on Excel and a manual with exercises applied, will have no problem with. Download and view in question. We ask that you send us your email address to keep track of your downloads.
use is commercial to earn money with their use, improve the presentation of their proposals, may perform analysis with total cost and will have generated more clear. Using small variations
can use the same templates for project monitoring and cost control.
We can also advise in its use. We have professionals with over 20 years experience. Mo
need additional programs
If Excel can not run very large budget. The can be separated by areas or items.
Licensing: If you have EXCEL license, no license is needed for these applications are legal. And the legal system will, by the fact that applications developed in Excel, no need to pay copyright. If you have EXEL . You can use open ofice, which is a free and legal. Which is compatible with version two of our development program. The Linux version is not implemented yet.
You must provide: You must have some knowledge of Excel and experience of their use, handling basic formulas, and our little manual, no problems in the use of advanced tools that will go in a macro, so its use should not dominate. Should take the time .. In case you can not devote time. We can do the analysis for you, but you should be responsible for data entry and accuracy of them. We
BRING: time to make specific applications for your business, your data analysis and online counseling. Additional cost for each one of them. We cubing projects if we sent planes. What hacemso not: It is managing your area yields or prices of inputs and labor, these values \u200b\u200bcan vary a lot between different regions. Payment
FORM: We ask for voluntary cooperation considered reasonable use dollars to improve the system and develop control applications. Also is VOLUNTARY, ie if you want, do not pay. Payments can be made in the BANK OF CHILE, or American Express, a discount of xx%. Or you can buy related tips where we bastard commission.
THE CRISIS, Sub Prime A year ago a former President, World Bank or the Federal Reserve, warning that it had serious problems, but was silenced by the U.S. government, not to cause public alarm and not having at election time galloping recession. banks could not warn of this problem, since they themselves were selling packages of debt to sophisticated investors. qualified investors prepared to discuss this type of investment, never experienced a recession, very young and inexperienced, never imagined what was coming, never worked in companies with problems and only saw profits. (See note above)
BANKS WITH A FIRST LINE Desinformado companies take people without experience, that their wages are lower, this lack of experience makes them impervious to bad news, most have had bad experiences or situations difficult, due to its short working life. Top seller has a profile, but the bank presents its clients as investment advisers. usually have a domineering personality, great power of persuasion, learning reasons that have heard no real interest to understand the situation, they just need arguments to convince people to follow the recommendations of the banks. Not require knowledge of the market or financial experience. Ideally without vision problems, unsure of what they speak and only believe in a prosperous future. His knowledge is based on attracting people to contact resources, to give a reasonable explanation for the investment opportunities offered. banks prepare to see on a screen the recommendations of the day, which must pass on to their customers. Usually these coincide among different banks, generating a belief in the client that is a good decision. Their leaders created the SUB PRIME, a mechanism that makes it risky debt bonds are merged, reducing their risk, they place a vendor name, such as BOND PACKAGES WITH DIVERSIFIED RISK. And then with a little marketing, everyone wants to invest in them. The bank sells its risky packages to sophisticated investors. CUSTOMERS
customers roam the banks, where one after another, where they recommend the same actions and products until they are convinced that they are making a good decision. The bank does not care which they do depends on what you win customers, working for a commission, the more you move your money, banks earn more. They Customers need to follow their instructions and move their money. BANKERS
Not all employees are on the same level, there are some who know what happens, he has experience, are prepared. (See note above) They know to whom they lend money, they know who has a high probability of failing in their mortgage payments. But it is the same as receiving awards for achieved goals, or lose money on every loan that do not perform. So do not stop lending, nor increase the guarantees required. It depends on the economic royalty.
SPENT THE SUBPRIME crisis do not stop with the sub prime, in a first stage, the crisis remained on packages of debt, lasting about two months and seemed to end. But then came the credit crunch and the liquidation of property, lowering the price of the properties. This lack of liquids led to the real estate to get money from the bag, but found a low demand for shares, and a beginning of liquidity in firms due to lower sales. People in the U.S. ran out of money, and affect consumption. Deepening the crisis and falling asset prices. This lack of money, leveraging the crisis and became a problem of internal debt of a few billion dollars in a global recession.
EXPERIENCE THAT PROVIDES THE But a professional with experience in the banking industry confuse people. By showing that there is no safe alternative and that is they who must decide what to do with your money. would be very useful as an advisor to sophisticated investors, will ensure that investments are real, worry not to fall into deception, verify the livelihoods of the analysis. examine opportunities to get out when they provide a low.
WHO CAN HELP YOU IN YOUR COMPANY or take You also prefer to youth in positions of business, someone who will sell the project, which has a good relationship, but inexperienced. OR experience preferred. Hire a consultant or employee who knows the problems of lack liquidations, poor relationship with the contractor, with experience in several proposals and learn how each problem was developed.
THE GREAT CRISIS FOR TWO YEARS, MAY BE GREATER THAN THE GREAT DEPRESSION
THE SUB-PRIME WAS JUST THE START crisis a year ago that we were expecting. U.S. not allowed to arrive earlier to avoid flat election crisis. A year ago there, but only now allowed us to see its effects and determine its magnitude. United States, the country most consumer in the world, owners of the world's largest debt. He saw that the average American, had trouble paying their debts, and bank assets had a small decline. (Start of the Sub Prime) banks for years too many facilities given to the granting of loans. These easy loans were the basis for speculation in the sense of, INVEST debt. Is credible only if the assets and properties increase in value and produce huge losses if they fall in value. Invest This philosophy of borrowing, based on speculation, it was during the years of economic growth, the basis of consumption, savings, and the system of life of the average American. DEVELOPMENT
The onset of low uncertainty caused bankers and people who master the subject. A decline in the value of the property and keep the debt means that the debt becomes greater than the value of the property, thus exacerbating the crisis and does not leave an easy out. This combination of increased personal debt American environment and its need for cash, with frightened bankers to restrict lending. Produce a fall in asset prices and properties. (Full Crisis) The need for cash collapsed the housing market and reduced demand for shares in the stock market. Entering a spiral that increases insolvency payments deficit increases and initiates a chain of casualties.
THE DEATH SPIRAL Well finally I had to go through, the banks stopped lending, debt packages have become difficult to collect (SUBPRIME), and started the collapse. They lowered the property value. Summary: How would you feel if your property that cost him 100, which is 90, the bank's cup 50. And there is interested in buying it. FUTURE
According to U.S. government, there are 13 million homes that have serious problems to settle and lose their property, stop paying them, or delivered to the bank. That means you can lose everything. Of these 8 million are workers who lost their jobs and receive assistance. And 5 million are speculators who lose their homes without any help. So the crisis is not over and is expected to continue for two years. YOU ARE DOING
The latest measures include preventing the sale of 8 million properties this year. Affirming the property prices and maintaining low consumption value of this massive sector of the population of the United States.
As still being taken, we can not quantify the help of American government. Are concerned that it could be greater than the great depression of 29
ESTIMATE Based on a chart of the Dow Jones Industrial Average. In this first stage, the DJ in 8000 points to 7500 points in six months. And no chance of stopping at least one year, the Dow Jones should lose its next resistance till 4000 points, for many it seems crazy to reach the values \u200b\u200bof 1995, is impossible. Let's see what happens, it's just a prediction. DOW JONES CHART
HITORICO.
Today the DJ is in a resistance of 8000, but since there are one or two years of crisis, break down, with a floor of 4000 is that you can halve the current value. And values \u200b\u200bof 1995.
all depends on: - the availability of money in the U.S. (buy-outs, with high volumes traded) -the possibility that China and India, begin to acquire assets back to find them cheap, -China and India, increase their level of alcohol consumption visible. (Very unlikely occurrence)
THE EXPECTATIONS whereas actions are interesting levels to buy, very few people would risk that they: The crisis may last for two more years and the shares continue to fall. Companies submit negative balances for 6 semesters. For now, China will have to take advantage of cheaper growth. China and India were unable to maintain consumption equivalent to the U.S., mainly because they were incorporated into corporate profits at the beginning of the crisis. people's expectations, and lack of money available will not allow increases in consumption.
THE TOUCH OF GRACE FOR THE MARKET The U.S. appearance of scammers tie, a former president of bag swindled by 50,000 million dollars, a stockbroker who swindled 10,000 million dollars (to date figure to be confirmed) . You will not believe the damage that two people made the world's largest economy. seasoned investors were defrauded and banks. That have information that you might not expect professionals with engineering degrees, professionals with business studies, many with MBAs and PhDs, experts in statistical handling of data, etc. They control your investments 24 hours a day, even during holidays and weekends. Maintains personnel distributed throughout the world. can we expect our working people. Expected for people like me, that I have little information. I'm surrounded by sharks waiting for a mistake to keep all my money. We no longer believe in the market. I know it is exaggerated, that if I buy shares they hold their value sure, but most people do not go public, even advised by banks. BACKGROUND
1 .- Bernard L. Madoff, is a former chairman of Nasdaq. He founded the Bernard L. Madoff Investment Securities, which has about 17,100 million dollars in assets under management. Half of her clients are''hedge funds'', ie hedge funds. (Professional Investor) I founded with bad intentions and attracted promising payment of money or promising abnormally high returns, which are obtained by the company that raised the money. That is, a surround system or pyramid, which pays the promised return to the entrance money paid by new customers. Banco Santander moved 3,300 million euros with them. Money belonging to wealthy and institutional investors. 2 .- Robert Stanford securities offered to investors with the promise of high returns. It is assumed that there may be ripped off 10 billion dollars.
THE GREAT CRISIS FOR TWO YEARS, MAY BE GREATER THAN THE GREAT DEPRESSION
THE SUB-PRIME WAS JUST THE START crisis a year ago that we were expecting. U.S. not allowed to arrive earlier to avoid flat election crisis. A year ago there, but only now allowed us to see its effects and determine its magnitude. United States, the country most consumer in the world, owners of the world's largest debt. He saw that the average American, had trouble paying their debts, and bank assets had a small decline. (Start of the Sub Prime) banks for years too many facilities given to the granting of loans. These easy loans were the basis of speculation, in the sense, REVERSE debt. Is credible only if the assets and properties increase in value and produce huge losses if they fall in value. Invest This philosophy of borrowing, based on speculation, it was during the years of economic growth, the basis of consumption, savings, and the system of life of the average American. DEVELOPMENT
The onset of low uncertainty caused bankers and people who master the subject. A drop in the value of the property and keep the debt, it means that the debt becomes greater than the value of the property, thus exacerbating the crisis and does not leave an easy out. This combination of increased personal debt of the average American and their need for cash, with frightened bankers to restrict lending. Produce a fall in asset prices and properties. (Full Crisis) The need for cash collapsed the housing market and reduced demand for shares in the stock market. Entering a spiral that increases insolvency payments deficit increases and initiates a chain of casualties.
THE DEATH SPIRAL Well finally I had to go through, the banks stopped lending, debt packages have become difficult to collect (SUBPRIME) and started the collapse. They lowered the property value. Summary: How would you feel if your property that cost him 100, which is 90, the bank is the cup in 50. And there is interested in buying it. FUTURE
According to U.S. government, there are 13 million homes that have serious problems to settle and lose their property, stop paying them, or delivered to the bank. That means you can lose everything. Of these 8 million are workers who lost their jobs and receive assistance. And 5 million are speculators who lose their homes without any help. So the crisis is not over and is expected to continue for two years. YOU ARE DOING
The latest measures include preventing the sale of 8 million properties this year. Affirming the prices of low value properties and maintaining the massive consumption of this sector of the population of the United States.
As still being taken, we can not quantify the help of American government. Are concerned that could be higher than the Great Depression of 29
ESTIMATE Based on a chart of the Dow Jones industrial average. In this first stage, the DJ in 8000 points to 7500 points in six months. And no chance of stopping at least one year, the Dow Jones should lose its next resistance till 4000 points, for many this sounds crazy reach values \u200b\u200bof 1995, is impossible. Let's see what happens, it's just a prediction. DOW JONES CHART
HITORICO. Today
DJ is in a resistance of 8000, but since there are one or two years of crisis, break down, with a floor of 4000 is that you can halve the current value. And values \u200b\u200bof 1995.
all depends on: - the availability of money in the U.S. (buy-outs, with high volumes traded) -the possibility that China and India, begin to acquire assets back to find them cheap, -China and India, increase their level of alcohol consumption visible. (Very unlikely occurrence)
THE EXPECTATIONS whereas actions are interesting levels to buy, very few people would risk that they: The crisis could last two more years and the shares continue to fall. Companies submit negative balances for 6 semesters. For now, China will have to take advantage of cheaper growth. China and India were unable to maintain consumption equivalent to the U.S., mainly because they were incorporated into corporate profits at the beginning of the crisis. people's expectations, and lack of money available will not allow increases in consumption.
THE TOUCH OF GRACE FOR THE MARKET The U.S. appearance scammers tie, a former president of bag swindled by 50,000 million dollars, a stockbroker who swindled 10,000 million dollars (to date figure to be confirmed). You will not believe the damage that two people made the world's largest economy. seasoned investors are swindled as banks. That have information that you might not expect professionals with engineering degrees, professionals with business studies, many with MBAs and PhDs, experts in statistical handling of data, etc. They control your investments 24 hours a day, even during holidays and weekends. Maintains personnel distributed throughout the world. can we expect our working people. Expected for people like me, that I have little information. I'm surrounded by sharks waiting for a mistake to keep all my money. no longer believe in the market. I know it is exaggerated, that if I buy shares they hold their value sure, but most people do not go public, even advised by banks. BACKGROUND
1 .- Bernard L. Madoff, is a former chairman of Nasdaq. He founded the Bernard L. Madoff Investment Securities, which has about 17,100 million dollars in assets under management. Half of her clients are''hedge funds'', ie hedge funds. (Professional Investor) I founded with bad intentions and drew the money promised promising or paying abnormally high returns, which are obtained by the company that raised the money. That is, a surround system or pyramid, which pays the promised return to the entrance money paid by new customers. Banco Santander moved 3,300 million euros with them. Money belonging to wealthy and institutional investors. 2 .- Robert Stanford securities offered to investors with the promise of high returns. It is assumed that there may be ripped off 10 billion dollars.
